EE Mortgages 

Refinance Broker Sydney

Shaun Bettman

#1 Mortgage Broker

Eden Emerald Mortgages is the #1 mortgage broker in Sydney, as rated by Canberra Times.

Our team specialises in refinancing home loans in Sydney and our expertise is second to none. 

  • Lowest rates guaranteed
  • Completely free service
  • Established in 2007

Shaun Bettman

#1 Mortgage Broker

Get in touch, and an expert will call you back 

  • We partner with over 40+ lenders to find you the best rates when refinancing your home loan
  • Receive free friendly and personalised support from our experienced team, with no obligation
  • We have been in business for over 17 years and we know mortgage refinancing better than anyone else
  • 100% free service with no hidden fees
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We Help You With All Your Mortgage Refinancing Needs in Sydney

At Eden Emerald Mortgages, we deliver a superior lending experience by combining deep industry knowledge, effective communication, and genuine care, aiming to help the local community through facilitating refinancing.

With over 40 years of collective expertise, our team offers competitive rates and a broad array of mortgage loan products through a strategic network of over 40+ lending partners for residential borrowers.

What We Offer

Home Loans

We guide you through every step of securing a home loan, from working out how to maximise your borrowing capacity, to finding the lender with the lowest rates and right features for your needs. Our local brokers have over 40 years of combined experience, so they are well-equipped to assist you, whether it is your first home, or an additional investment property.

Mortgage Refinance

As lenders continually alter their rates, your existing loan could be costing you too much interest. We work with over 40+ lenders so we have access to the best loans including those with cashback incentives. We find the best rates on the market to ensure you are paying off your loan as efficiently as possible. 

Educational Resources

We help you with any questions you have, and provide you with useful resources to navigate the loan process. Whether you are ready to secure a home loan today, or just want to learn more before proceeding, you can book a free call with our friendly team, with no obligation to use our services.

Why Choose

EE Mortgages?

Eden Emerald Mortgages is the #1 mortgage broker in Sydney, as rated by the Canberra Times. Our team specialises in home loans in Sydney and we have particular expertise with refinancing. We have been in business since 2007 and refinanced thousands of loans for our customers. We offer our personalised and friendly services and advice at no cost at all, with no obligation to continue with us. 

What Our Customers Say

Since Eden Emerald Mortgages began operations in 2007 we have helped thousands of Australians obtain and refinance their mortgage. See what some of our satisfied customers say about us below.

I give EE my seal of approval. Thanks Shaun and team
Tracy Dyke
Tracy Dyke
Very comfortable leaving a 5 star review great service.
Richard F
Richard F
Thanks everything team, i am happy to recommend you guys to anyone
Aiya Kim
Aiya Kim
Shaun & Rob were amazing, thanks for everything
Tom Winch
Tom Winch
Eden emerald gets my vote for best mortgage broker in Sydney, thanks for everything
Jordan Venning
Jordan Venning
Was refreshing to work with real experts
Jackie Smith
Jackie Smith
EE gets my vote for best mortgage broker in Sydney. Thanks Shaun for everything.
nikunj patel
nikunj patel
It was a pleasure working with real experts. Thanks Shaun
Kathleen L
Kathleen L
Top marks for Shaun and co, excellent service.
End User
End User
I can safely say EE is the best mortgage broker I have worked with. Thanks for everything!

Useful Calculators

Everyone's financial circumstances are different, which is why it is hard to know how much you can borrow or what price range to start house hunting. At Eden Emerald Mortgages, we offer free calculators that can assist you whether you are buying a new home or refinancing an existing property. Our most popular calculators are listed below, and you can see the full range of calculators here.

Information about


Sydney offers a blend of urban and suburban living, making it an excellent choice for real estate investment. This area extends beyond the bustling city centre to include quieter suburbs and even semi-rural locales, providing a variety of lifestyles from beachfront properties in places like Bondi and Manly, to leafy, family-friendly communities in the Hills District. Infrastructure projects like the expansion of the metro and rail services enhance connectivity and property values across the region. The diversity of housing options available, combined with Sydney’s high standard of living, excellent schools, and abundance of natural beauty, ensures that Sydney remains a sought-after area for both investors and homebuyers looking for long-term value and a quality lifestyle.

Median House Price: $1.395m

Median House Rental: $750

Median Unit Price: $828k

Median Unit Rental: $680

Frequently Asked Questions

How much does EE Mortgages charge?

Eden Emerald Mortgages does not charge any fees to you for using our services. From your first call to the settlement date of your property, there are no costs involved! 

How can I book a free appointment?

If you would like to book a free appointment with us, simply call us on (02) 9188 9398 or leave us a message via the Contact Form.

Do I need to meet in person?

Eden Emerald Mortgages has embraced technology, making it much more convenient for you to speak with us. We can communicate via phone, email and video call to eliminate the need for you to meet in person.

What lenders does EE Mortgages work with?

EE Mortgages has access to more than 40+ lenders including the big 4 banks and various 2nd tier lenders. We have close relationships with our partners which enables us to negotiate the best rates for your home loan.

How quickly can I get home loan pre-approval?

We pride ourselves on being efficient and quick with our services, and pre-approval can be received in 24 hours depending on the lender of choice. This is also dependant on whether you have all your documents in order. It is a good idea to allow up to 5 business days for pre-approval of your home loan.

How much can I borrow?

We can help you determine your borrowing capacity after we ask you some questions and receive financial documents. In the meantime, you can estimate the amount you can borrow using our borrowing power calculator.