Eden Emerald

Private Mortgages

Australia

Shaun Bettman

EE Mortgages

Eden Emerald Mortgages has helped thousands of clients access private loans in Australia.

Our team specialises in private mortgages and our expertise is second to none.

Lowest rates guaranteed
1st and 2nd mortgage private loans
100% 5-star Google reviews
Established in 2007

Call Us Today

Shaun Bettman

Eden Emerald Mortgages

Get in touch, and an expert will call you back

We offer you the best rates on your private mortgage, up to 7% lower than other private lenders
Borrow up to 70% LVR on your private mortgage, while most other private lenders only allow up to 50 or 60% LVR
We have been in business for over 17 years and we know private mortgages better than anyone else
Get approved quickly with a simple application process, even if you have bad credit

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We Help You With All Your

Private Mortgage Needs in Australia

At Eden Emerald Mortgages, we deliver a superior lending experience by combining deep industry knowledge, effective communication, and genuine care, to help business clients access private mortgages.

With decades of collective expertise, our team offers competitive rates and a broad array of mortgage loan products, whether you are a property developer, entrepreneur or business owner. We offer fast flexible and personalised lending options to meet your needs.

What We Offer

Tailored Lending Options

We provide a range of private mortgage options, including first and second mortgages, caveat loans, and short-term property loans. These are designed to accommodate various business purposes, such as property development, bridging finance, or working capital requirements.

Flexible Approval Criteria

Unlike traditional lenders, we consider your current financial situation and future prospects, which means we can offer you a private mortgage even with a poor credit history. We also consider the value of your property, which increases your chance of approval.

Quick Access to Money

We facilitate fast settlements, usually within days, so you can access your funds as soon as possible. There is no need for extensive documentation checks that banks and traditional lenders use, which drag out the approval process for weeks.

Why Choose

EE Mortgages?

Eden Emerald Mortgages has been in business since 2007. Our team specialises in private mortgages and we have particular expertise with structuring hard to close loans. We have helped thousands of clients access private loans in Australia, with the lowest interest rates.

What Our Customers Say

Since Eden Emerald Mortgages began operations in 2007 we have helped thousands of Australians secure a private mortgage. See what some of our satisfied customers say about us below.

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Frequently Asked Questions

What can you use private mortgages for in Australia?

You can use a private mortgage for a bridging loan, to buy real estate, equipment for your business, construction projects, or consolidate debt.

How does a private mortgage work?

A private mortgage works similar to a traditional home loan, except they are exclusively for businesses and have shorter loan duration. They are also easier to be approved for, as they do not rely as much on your income and credit score, but rather on your property value.

Is it legal to get a private mortgage?

Yes, private mortgages are legal in Australia, as long as you are a business borrower, and the loan is used for your business. You cannot use a private mortgage to buy your personal house.

Are private mortgages regulated in Australia?

Private mortgages are not regulated by the National Credit Code, but they are loan contracts between you and the private lender. Therefore you are protected by Australian contract law when you secure a private mortgage.

How quickly can I get a private mortgage approved?

We pride ourselves on being efficient and quick with our services, and approval can be achieved in several days, giving you quick access to the funds you need.

How much can I borrow?

This will depend on the value of your property and your ability to repay the loan based on your future prospects. While many other private lenders only allow maximum of 50% or 60% LVR, we help our clients borrow up to 70% LVR with lower interest rates than competitors. Get in touch now and we will help you work out how much you can borrow.