Mortgage Broker for

Over 60s

Mortgage Broker for

Over 60s

Shaun Bettman

#1 Mortgage Broker

Eden Emerald Mortgages is the #1 mortgage broker in Sydney, as rated by Canberra Times.

Our team specialises in home loans for over 60s and our expertise is second to none.

Lowest rates guaranteed
FREE service for you (we are paid a commission by the lender)
100% 5-star Google reviews
Established in 2007

Call Us Today

Shaun Bettman

#1 Mortgage Broker

Get in touch, and an expert will call you back

We partner with over 40+ lenders to find you the best rates on your home loan
Receive free friendly and personalised support from our experienced team, with no obligation
We have been in business for over 17 years and we know mortgages for over 60s better than anyone else
100% free service for clients with no hidden fees (we are paid a commission by the lender)

We Help Over 60s with their

Mortgage Needs

At Eden Emerald Mortgages, we deliver a superior lending experience by combining deep industry knowledge, effective communication, and genuine care, aiming to help Australians purchase their first home.

With over 40 years of collective expertise, our team offers competitive rates and a broad array of mortgage loan products through a strategic network of over 40+ lending partners for buyers who are over 60.

What We Offer

Home Loans

We guide you through every step of securing a home loan, from working out how to maximise your borrowing capacity, to finding the lender with the lowest rates and right features for your needs. Our local brokers have over 40 years of combined experience, so they are well-equipped to assist you with your first home.

Mortgage Refinance

As lenders continually alter their rates, your existing loan could be costing you too much interest. We work with over 40+ lenders so we have access to the best loans including those with cashback incentives. We find the best rates on the market to ensure you are paying off your loan as efficiently as possible.

Educational Resources

We help you with any questions you have, and provide you with useful resources to navigate the loan process. Whether you are ready to secure a home loan today, or simply want to learn more before proceeding, you can book a free call with our friendly team, with no obligation to use our services.

What We Offer vs Other Options

(Swipe across to see full comparison table)

Service	EE Mortgages	Banks	Other Brokers
Access 40+ lenders with hundreds of different loan products
Completely free service for clients, with no hidden fees
Guide you through entire process of getting a mortgage
Negotiate the best rates from all lenders
Communicate via phone, email, video call or in-person
Regularly review your rates post-settlement
Free advice and information with no obligation
Educational resources such as calculators
Assist you with government grants and LMI waivers
100% 5-star Google reviews

Service	EE Mortgages	Banks	Other Brokers
Access 40+ lenders with hundreds of different loan products
Completely free service for clients, with no hidden fees
Guide you through entire process of getting a mortgage
Negotiate the best rates from all lenders
Communicate via phone, email, video call or in-person
Regularly review your rates post-settlement
Free advice and information with no obligation
Educational resources such as calculators
Assist you with government grants and LMI waivers
100% 5-star Google reviews

Why Choose

EE Mortgages?

Eden Emerald Mortgages is the #1 mortgage broker in Sydney, as rated by the Canberra Times. Our team specialises in mortgages for over 60s and we have particular expertise with structuring hard to close loans. We have been in business since 2007 and secured thousands of loans for our customers. We offer our personalised and friendly services and advice at no cost at all, with no obligation to continue with us.

What Our Customers Say

Since Eden Emerald Mortgages began operations in 2007 we have helped thousands of Australians secure a mortgage. See what some of our satisfied customers say about us below.

Contact EE Mortgages

Useful Calculators

Everyone's financial circumstances are different, which is why it is hard to know how much you can borrow or what price range to start house hunting. At Eden Emerald Mortgages, we offer free calculators that can assist you whether you are buying a new home or refinancing an existing property. Our most popular calculators are listed below, and you can see the full range of calculators here.

Important Info for

Over 60s Home Loans

For Australians over 60 seeking a home loan, several important factors should be considered to ensure the loan meets your financial needs and long-term goals:

Lenders may require proof of stable income, which can include pensions, superannuation, or investment income, to ensure borrowers can meet loan repayments
Many lenders may offer shorter loan terms for older borrowers, typically between 10 to 15 years, to ensure the loan is paid off within a reasonable timeframe
Interest rates on home loans for seniors may differ slightly compared to standard home loans, so speaking to a broker to help you compare loans is a good idea
Taking out a home loan later in life can impact retirement plans, so it’s essential to consider how loan repayments will fit into your overall financial strategy

Frequently Asked Questions

How much does EE Mortgages charge?

Eden Emerald Mortgages does not charge any fees to you for using our services. We are paid a commission by the lender so that you don't have to pay anything. From your first call to the settlement date of your property, there are no costs involved!

How can I book a free appointment?

If you would like to book a free appointment with us, simply call us on (02) 9188 9398 or leave us a message via the Contact Form.

Do I need to meet in person?

Eden Emerald Mortgages has embraced technology, making it much more convenient for you to speak with us. We can communicate via phone, email and video call to eliminate the need for you to meet in person. If it is more convenient for you, we can complete the whole home loan process online.

What lenders does EE Mortgages work with?

EE Mortgages has access to more than 40+ lenders including the big 4 banks and various 2nd tier lenders. We have close relationships with our partners which enables us to negotiate the best rates for your home loan.

How quickly can I get home loan pre-approval?

We pride ourselves on being efficient and quick with our services, and pre-approval can be received in 24 hours depending on the lender of choice. This is also dependant on whether you have all your documents in order. It is a good idea to allow up to 5 business days for pre-approval of your home loan.

How much can I borrow?

We can help you determine your borrowing capacity after we ask you some questions and receive financial documents. In the meantime, you can estimate the amount you can borrow using our borrowing power calculator.

Speak to an Expert and

Get Your Mortgage Approved

To get started on your journey of securing a home loan, fill in the form below, and an experienced mortgage broker will contact you about your personal situation.

Shaun Bettman

#1 Mortgage Broker