Home Loans for


Home Loans for


Shaun Bettman

#1 Mortgage Broker

Eden Emerald Mortgages is the #1 mortgage broker in Sydney, as rated by Canberra Times.

Our team specialises in home loans for paramedics, negotiating the best rates and waiving LMI, saving you thousands of dollars.  

  • Lowest rates guaranteed
  • Borrow up to 90% LVR
  • Completely free service

Shaun Bettman

#1 Mortgage Broker

Get in touch, and an expert will call you back 

  • We partner with over 40+ lenders to find you the best rates on your home loan, with up to 90% LVR and No LMI
  • Receive free friendly and personalised support from our experienced team, with no obligation
  • We have been in business for over 17 years and we know paramedic home loans better than anyone else
  • 100% free service with no hidden fees
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We Help Paramedics with their

Home Loans

At Eden Emerald Mortgages, we deliver a superior lending experience by combining deep industry knowledge, effective communication, and genuine care, while helping paramedics buy property.

With over 40 years of collective expertise, our team offers competitive rates and a broad array of loan products through a strategic network of over 40+ lending partners for residential borrowers.

What We Offer

Lowest Rates Possible

We have a close partnership with over 40+ lenders, which means we can access special interest rates that are only available for paramedics. This is lower than any rates you will find by approaching the lenders yourself, and with our expertise, we can quickly find you the best home loan product for your circumstances. 

Waived LMI

We are able to waive the LMI (Lenders Mortgage Insurance) on your home loan when you borrow up to 90% of your property value. This is around $44,000 saved on the median house price in Australia. Under certain situations with very stringent lending criteria, it may be possible to borrow at 95% LVR.

Educational Resources

We help you with any questions you have, and provide you with useful resources to navigate the loan process. Whether you are ready to secure a home loan today, or just want to learn more before proceeding, you can book a free call with our friendly team, with no obligation to use our services.

Why Choose

EE Mortgages?

Eden Emerald Mortgages is the #1 mortgage broker in Sydney, as rated by the Canberra Times. Our team specialises in mortgages for paramedics and we have particular expertise with high LVR loans with No LMI. We have been in business since 2007 and secured hundreds of loans for paramedics. We offer our friendly, personalised services and advice at no cost at all, with no obligation to continue with us.

What Our Customers Say

Since Eden Emerald Mortgages began operations in 2007 we have helped thousands of Australians secure a mortgage. See what some of our satisfied customers say about us below.

I give EE my seal of approval. Thanks Shaun and team
Tracy Dyke
Tracy Dyke
Very comfortable leaving a 5 star review great service.
Richard F
Richard F
Thanks everything team, i am happy to recommend you guys to anyone
Aiya Kim
Aiya Kim
Shaun & Rob were amazing, thanks for everything
Tom Winch
Tom Winch
Eden emerald gets my vote for best mortgage broker in Sydney, thanks for everything
Jordan Venning
Jordan Venning
Was refreshing to work with real experts
Jackie Smith
Jackie Smith
EE gets my vote for best mortgage broker in Sydney. Thanks Shaun for everything.
nikunj patel
nikunj patel
It was a pleasure working with real experts. Thanks Shaun
Kathleen L
Kathleen L
Top marks for Shaun and co, excellent service.
End User
End User
I can safely say EE is the best mortgage broker I have worked with. Thanks for everything!

Useful Calculators

Everyone's financial circumstances are different, which is why it is hard to know how much you can borrow or what price range to start house hunting. At Eden Emerald Mortgages, we offer free calculators that can assist you whether you are buying a new home or refinancing an existing property. Our most popular calculators are listed below, and you can see the full range of calculators here.

Important Info about

Home Loans for Paramedics 

  • You or your partner must be an Australian citizen or permanent resident to qualify
  • Borrow up to 90% LVR with No LMI
  • You can purchase a home to live in, or an investment property
  • Your partner does not need to be a paramedic

How Much Money Do I Save?

By waiving your LMI, you save tens of thousands of dollars, but the exact amount will depend on various factors including your loan amount and the LVR. We have found that most paramedics secure loans with 90% LVR, so we have included a table below with the estimated LMI savings based on different property values and 90% LVR.

Property Value

Loan Amount

(90% LVR)

Lenders Mortgage Insurance

















































Frequently Asked Questions

How much does EE Mortgages charge?

Eden Emerald Mortgages does not charge any fees to you for using our services. From your first call to the settlement date of your property, there are no costs involved! 

How can I book a free appointment?

If you would like to book a free appointment with us, simply call us on (02) 9188 9398 or leave us a message via the Contact Form.

Do I need to meet in person?

Eden Emerald Mortgages has embraced technology, making it much more convenient for you to speak with us. We can communicate via phone, email and video call to eliminate the need for you to meet in person.

What lenders does EE Mortgages work with?

EE Mortgages has access to more than 40+ lenders including the big 4 banks and various 2nd tier lenders. We have close relationships with our partners which enables us to negotiate the best rates for your home loan.

How quickly can I get home loan pre-approval?

We pride ourselves on being efficient and quick with our services, and pre-approval can be received in 24 hours depending on the lender of choice. This is also dependant on whether you have all your documents in order. It is a good idea to allow up to 5 business days for pre-approval of your home loan.

How much can I borrow?

We can help you determine your borrowing capacity after we ask you some questions and receive financial documents. In the meantime, you can estimate the amount you can borrow using our borrowing power calculator.