Deciding on whether to choose a variable rate, fixed rate, or split home loan can be a tough choice. There are pros and cons of each, so it's best to speak to a mortgage broker about the various options. If you are doing some research yourself, you can use the calculator below, which will provide detailed insights into your monthly repayments and total interest payable, based on a split loan. You can vary the percentage of your loan that is fixed, and see how it affects your repayments and total interest paid.