Home Loan Offset Calculator

When it comes to managing a home loan, an offset account can be a powerful tool for reducing the amount of interest you pay over the life of your loan. However, the benefits must be weighed against any annual fees that your lender charges for the service. 

Our home loan offset calculator is specifically designed to help you with this. By entering details about your home loan along with the amount you wish to hold in your offset account, you can instantly see how much interest you save, and how much earlier you can pay off your home. Our calculator also makes it easy to adjust the balance in the offset account and immediately see the difference it makes over the life of the loan.

After using our calculator, it's a good idea to speak to a mortgage broking expert who can help you find the best home loan with an offset account and negotiate the lowest interest rates for you. A mortgage broker can also guide you through the entire loan application process.

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