Saving for a home deposit is one of the biggest hurdles for buyers, especially when prices move quickly and borrowing rules can feel confusing. Our Home Loan Deposit Calculator makes it simple. Fill in the details below, and the calculator will instantly show you how much you need to save, how your LVR (Loan-to-Value Ratio) changes, and whether you need to pay Lenders Mortgage Insurance and Stamp Duty.

Whether you're a first-home buyer planning ahead or an investor comparing different purchase scenarios, this tool gives you a clear starting point so you know exactly what you’re working toward.

Remember this calculator is only a guide, and may not be 100% accurate. For a more personal calculation of your situation, speak to a free mortgage broker from Eden Emerald Mortgages.

f you're unsure how much you need to save, or whether a lower deposit, guarantor loan, or first-home buyer scheme could work for you, our team at Eden Emerald Mortgages can walk you through your options. We help buyers across Australia structure their loans wisely, avoid unnecessary LMI, and find lenders who match their goals.

Chat with an experienced mortgage broker today and take the stress out of planning your home deposit.